Hi, I´m in New York but will be in Barcelona for a year. I have a ATM card (Cirrus network) that I use all over south america without any transaction fees and the exchange is the best. I have heard that in Europe, ATMs chanrge up to $10 for taking money out. I did speak to Citibank and they say that if I have an account with them I can use their ATMs anywhere in the world without any ATM fees. Does anyone know if this is true. When I was in Colombia last Citibank there told me they charge $5 for out of country citibank users.

Would it be easier to open up an acclunt in Barcelona and just wire money? Do banks in Spain charge a lot? In Colombia they charge for in bank withdrawals, atms, and because i´m from the states they would even charge me to deposit! Any help greatly appreciated - Richie